Does Winter Drain Your Happiness? | Understanding Seasonal Affective Disorder

seasonal depression

In the early 1980s, a researcher at the National Institute of Mental Health (NIMH) named Norman E. Rosenthal noticed that he would grow depressed, each year without fail, at the onset of winter. A sober, scientific individual – he set out to systematically describe and report on this odd, familiar depression that seemed to ebb and flow with the seasons. And although industry experts were initially skeptical of the condition’s existence, Dr. Rosenthal’s work struck a personal chord with many other researchers – many of whom privately struggled with precisely what Rosenthal described, not just their patients – prompting further research into the subject.

The condition, now known as Seasonal Affective Disorder, and appropriately-abbreviated “SAD,” is a well-known feature of life in colder climates. It’s known among clinicians as one of the most common factors implicated in major depressive disorder, which means that SAD is not a separate disorder but a specific type of depression – one characterized by a recurring, seasonal pattern, with symptoms lasting about 4 to 5 months per year, and receding upon the changing seasons. Most people who experience SAD have also experienced at least one other episode of major depression in their lives, and the two are closely related.

It’s best thought of in terms of susceptibility and triggers. Specific individuals are born with different brain chemistry, making them naturally prone to depressive moods. And SAD statistics overlap precisely with those of other forms of depression. It occurs more commonly in women than men and occurs more often in people with pre-existing mental health conditions – especially bipolar type-II, ADHD, and eating disorders. It also seems to have a genetic component, as SAD is more common in people who have relatives with mental illnesses.

But climate remains the best, most-obvious predictive feature. In Florida, about 1.5% of the population reports seasonal mood changes. While in Alaska, a full 10% of the population reports struggling with SAD.

But like depression as a whole, we don’t fully understand the disorder. Research suggests that the culprit is dysfunction within two chemical systems – serotonin and melatonin. The former chemical is responsible for mood regulation, and our body relies on sunlight to create the precursor molecules, or building blocks, of serotonin. The latter is a hormone produced inside the body which regulates our circadian rhythm – again, a function of how much sunlight we get. So, the prevailing theory is that decreased sunlight reduces serotonin and boosts melatonin production, throwing our daily rhythms out of whack. As a result, affected individuals cannot adjust to the dramatic seasonal changes in the length of their day – sleeping longer, eating the wrong food at the wrong times, and falling into a self-perpetuating cycle of insomnia.

But where does this leave us? Fortunately, as with other forms of depression, treatments are available for SAD. In a separate post, I’ll cover some of the typical ways we address depression, as well as SAD-specific tips for beating the Winter Blues.

What is health insurance? | Benefits of health insurance.

health insurance

Health insurance, for health care a way to pay, guarantees to compensate insured’s medical expenses if leads to the hospital in case of meet an illness or accident.

These expenses range from doctor’s consultation fee to all hospital expenses, including medicine and surgery expenses.

The insured person benefits from health insurance in case of disease, accident injury, disability, and accidental death.

Insurance companies usually have tie-ups with hospitals, which leads to cashless treatment of the insured.

And if they don’t have such tie-ups, they pay all the medical expenses to the insured victim.

How does it work?

You have choices for selecting a plan from several health insurance policies. For keeping the plan, one has to pay every month to the company. This is a premium that demands payment every month; otherwise, one will lose the plan.

One passes through three stages during the whole process. These three stages are:

You pay all

After choosing a plan, you pay all the medical expenses on your own until the deductible is met. The deductible is the money you pay to the company before the company starts paying you.

You make co-insurance and co-pays

Once you have paid an amount equal to deductible, all your medical health expenses reduce co-insurance and co-pay. The company pays the rest of the amount. It happens until out-of-pocket-max is reached.

There is a fixed amount of every service like doctor’s fee or medicine’s cost in co-pay. While in co-insurance, a specific percentage you have to pay for a service.

Out-of-pocket-max is the amount you pay in addition to the premium cost in one year. It provides benefits in addition to premium services.

The company pays all

The insurance company starts paying all the health care expenses for the rest of the year after meeting the out-of-pocket-max.

Importance of health insurance

“Health is wealth” is a famous proverb. In the present era, it is challenging to maintain health due to medical expenses. In government hospitals, if payments are affordable, facilities are not acceptable.

While the private sector’s facilities are just like grapes are sour for a common man. The situation becomes more complicated when the money earner or bringer goes on the hospital’s bed.

To deal with this critical situation, companies offer insurance of health for yourself and your family.

By making a small payment to the company buying an annual premium can relieve your stress regarding health care expenses. Thus, the need of the hour is to do health insurance to become tension-free in a medical emergency.

Advantages of health insurance

Some advantages from a large number include:

Free treatment

Insurance companies that collaborate with many hospitals make the treatment and all the medical facilities free of cost.

Pre and post hospitalization expenses coverage

Pre and post hospitalization coverage to the insured person, the company provides. It depends on which plan of insurance one has purchased. Up to 60 days coverage, many companies give in its package.

Transportation dues

All the transportation fee is also the company has to pay. The transportation fee includes ambulance fee and the fee of whatever the mean of transportation necessary to use.


The bonus element is for the insured person if there is no claim from him during the previous year.

Hospital charges

Room rent, surgery charges, medicine charges, hospital fees, doctor fees, even all hospital’s dues are under the company’s responsibility.

Final words

Among all the insurance policies, health insurance is becoming a basic need. This is due to the unaffordable expenses of medical facilities, which works as significant stress. Even the government is in its favor and promotes it. Its working and benefits make it attractive.